Car Finance
New Car Finance
We provide new car finance for amounts starting from $10,000. With over 1million new cars being sold each year…
Cheap Car Finance
Finding the right finance rate is important. Here are One 80 finance we will find you the cheapest rate in the market…
Used Car Finance
The used car market is massive. With so many cars being sold and purchased through the dealer market and private…
Bad Credit Car Finance
Having bad credit is not the end of the world when trying to obtain credit to finance a car. Bad credit can…
Low Doc Car Finance
People have the perception that Low doc loans for cars means higher rates. This is not true. Low doc facilities…
New Car Buying Services
We have access to a car buying service for new and used cars. This service takes the hassle out of going to a dealership…
Commercial Finance
Business Car Finance
Using finance to purchase a car in your business is so important. Improves your cash flow and can provide…
Equipment Finance
Using finance to purchase new and used equipment in your business is so important. Improves your cash flow…
Commercial Hire Purchase
A Hire Purchase is an agreement between the financier (owner of the asset) and you (the hirer of the asset)…
Chattel Mortgage
A Chattel Mortgage Agreement allows you to take full ownership of the asset once the finance has settled…
Finance lease
A finance Lease agreement is an agreement between the financier (lessor) and you (the lessee). The financier…
Novated lease
A novated lease agreement is an agreement between the financier (lessor) and you (the lessee), and your employer…
Lending Partners
Testimonials
"You are amazing given the tardiness of MB getting that invoice to you, you somehow managed to work your magic. I was not expecting it to happen but then I forgot I was dealing with you where you always go above and beyond."
SoniaClient“180 Finance are co-operative and professional in their approach to all my financial needs. P.S Thanks for the gift, it's come in very handy. Thanks again for all your help.”
- MaxClient
“Fantastic Service and very professional. Will use One 80 for many years, much better than the big companies.
Thanks James!”
why choose us
Competitive Rates
Being one of the largest brokers in Australia we are able to source the best rates from lenders and pass onto our clients.
Easy Application Process
We can do the application over the phone or email one out to be filled in. We understand your time is precious and is better spent in your business doing what you do best.
Account Management
Due to our strong 15 yr history with lenders we have priority for quick approvals and settlements.
Quick Approval & Settlement
Once your loan settles we are here to assist you with any information you require about your loan.
Our Process
Let us know Amount, Terms of loan and Type of Asset
Speak to us about what you want to purchase and what financial product you require.
We prepare documents and lodge application
We will then confirm with your accountant to make sure it’s the correct product and structure.
We obtain approval and provide finance papers
We then arrange the approval for finance and once approved provide finance papers for you to execute.
We arrange settlement so you can collect asset
Once signed and bank is satisfied, we then arrange settlement of your loan so you can collect the asset you are purchasing.
Our Team
-
James Peters
Director / Founder
James has over 20+ years’ experience in the asset finance industry, with his vast expertise in the field – he ensures that the business has established strong partnership with all lending and financial institutions guaranteeing clients access to the best possible asset finance solution. -
James Phelan
Sales & Strategy ManagerJames has over 10+ years’ experience in the asset finance industry, his career started in the motor industry building a business & product from one dealership to 11 other dealerships in Australia. He now oversees driving business growth by developing and executing strategic sales plans and ensures the company remains competitive in the marketplace. -
Darren Zakharoff
Asset Finance SpecialistDarren has over 20+ years expertise in the asset finance industry. His main role now is advising clients, structuring tailored finance agreements for them, and ensuring compliance with financial regulations with our lending partners. His leverage is strong industry knowledge and client relationships to drive business growth and enhance customer satisfaction. -
Wayne Corke
Asset Finance SpecialistWayne has over 35 years’ experience in the asset finance industry, his career began as a sales consultant for car and automotive dealerships. His role now involves assessing client needs, developing tailored asset financial packages, and maintaining strong relationships with lenders and stakeholders. -
Elly De Silva
Client Services ManagerElly has over 7+ years’ experience in the asset finance industry and more than 6 years’ expertise in training and operations, administration and customer acquisition initiatives. She has developed the skillset to ensure client satisfaction by accommodating enquiries, concerns, and feedback promptly and effectively. -
Lyn Marcelino
Client Services AssociateLyn has over 3 years’ experience in the asset finance industry and 2+ years expertise in administrative and clerical tasks. Her current role at One 80 Financial is to provide utmost support in ensuring that office activities run smoothly by managing day-to-day tasks such as service requests and correspondence, document preparation. -
Jil Cortez
Client Services AssociateJil has over 2 years’ experience in the asset finance industry. He graduated with a Bachelor in Secondary Education and has spent 2 years teaching before joining One 80 Financial. He has 3+ years expertise as support advisor, billing specialist and is now assigned to meet compliance with financial institution policies and procedures for record management.
Frequently Asked Questions
How long does the approval process take?
2 – 24 Hours
How about the settlement process?
2 – 6 Hours
I am based in NSW. Can you assist?
Yes we deal Australia wide and we can arrange finance for you just in NSW just as fast as someone here in VIC.
I am time poor. Can you arrange everything?
Yes we can. Just give us a few minutes of your time to take an application and we will take care of the rest.
I paid cash for the car as I was in a hurry. Can we now finance it?
We sure can, as long as the purchase has been within the last 3-6 months.
How old can the car be?
Usually up to 7 yrs, but depending on some factors we can finance much older like a 1963 Rolls Royce we financed a few months go.
Can I buy privately rather than through the dealer?
Yes, you can.
I have only been in business for 12 months. Can you assist?
We can. We just need to obtain some financial data from your accountant.
What terms are on offer for loans?
1 – 5 yrs and up to 7 yrs for buses.
What is a balloon?
a balloon payment is an amount left at the end of the loan to payout or refinance. It keeps your monthly repayments lower during the life of the loan. They are good for preserving cash flow in your business.
What products do you offer?
Chattel Mortgage, Lease, Hire Purchase and Novated lease.
What benefits are there when financing.
Depending on the structure of your business, you can claim the GST back on the purchase of the asset. Tax benefits such as claiming the interest on the loan and depreciation of the asset. You also free up important cash
Our partners
They see the value in dealing with a long running professional
broking firm that is well known within the banking industry
for excellence in quality.
