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Expert industry experience matched by world class service.
Wed May 22 2024
Conditional Approval
Within 2 Hours

Car Finance


New Car Finance

We provide new car finance for amounts starting from $10,000. With over 1million new cars being sold each year…

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Cheap Car Finance

Finding the right finance rate is important. Here are One 80 finance we will find you the cheapest rate in the market…

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Used Car Finance

The used car market is massive. With so many cars being sold and purchased through the dealer market and private…

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Bad Credit Car Finance

Having bad credit is not the end of the world when trying to obtain credit to finance a car. Bad credit can…

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Low Doc Car Finance

People have the perception that Low doc loans for cars means higher rates. This is not true. Low doc facilities…

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New Car Buying Services

We have access to a car buying service for new and used cars. This service takes the hassle out of going to a dealership…

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Commercial Finance


Business Car Finance

Using finance to purchase a car in your business is so important. Improves your cash flow and can provide…

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Equipment Finance

Using finance to purchase new and used equipment in your business is so important. Improves your cash flow…

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Commercial Hire Purchase

A Hire Purchase is an agreement between the financier (owner of the asset) and you (the hirer of the asset)…

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Chattel Mortgage

A Chattel Mortgage Agreement allows you to take full ownership of the asset once the finance has settled…

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Finance lease

A finance Lease agreement is an agreement between the financier (lessor) and you (the lessee). The financier…

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Novated lease

A novated lease agreement is an agreement between the financier (lessor) and you (the lessee), and your employer…

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3000+ customers
Individuals to Corporate customers
300 million+
Lent to small business
of our borrowers get approved with a major bank
of our borrowers get a discounted rates

Lending Partners








  • Michelle IeloClient

    "You are amazing given the tardiness of MB getting that invoice to you, you somehow managed to work your magic. I was not expecting it to happen but then I forgot I was dealing with you where you always go above and beyond."

  • SoniaSoniaClient

    “180 Finance are co-operative and professional in their approach to all my financial needs. P.S Thanks for the gift, it's come in very handy. Thanks again for all your help.”

  • MaxMaxClient

    “Fantastic Service and very professional. Will use One 80 for many years, much better than the big companies.
    Thanks James!”

  • A. ObaidiA. ObaidiClient

    “On behalf of Hayet and myself, I would like to thank yourself and your Company for your help and assistance. Hope to make business with you again in the future.”

why choose us

Competitive Rates

Being one of the largest brokers in Australia we are able to source the best rates from lenders and pass onto our clients.

Easy Application Process

We can do the application over the phone or email one out to be filled in. We understand your time is precious and is better spent in your business doing what you do best.

Quick Approval & Settlement

Once your loan settles we are here to assist you with any information you require about your loan.

Our Process

Let us know Amount, Terms of loan and Type of Asset

Speak to us about what you want to purchase and what financial product you require.

We prepare documents and lodge application

We will then confirm with your accountant to make sure it’s the correct product and structure.

We obtain approval and provide finance papers

We then arrange the approval for finance and once approved provide finance papers for you to execute.

We arrange settlement so you can collect asset

Once signed and bank is satisfied, we then arrange settlement of your loan so you can collect the asset you are purchasing.

Our Team

  • James Peters

    James Peters

    Director / Founder
    Hi, I'm James Peters, Director. Has over 20 years' experience in the asset finance industry.
  • Carlo De Cesaris

    Carlo De Cesaris

    Asset Finance Specialist
    Hi, I'm Carlo De Cesaris, Asset Finance Specialist. Has over 20 years' experience in the asset finance and banking industry.
  • Wayne Corke

    Wayne Corke

    Asset Finance Specialist
    Hi, I'm Wayne Corke. Asset Finance Specialist. Has over 30 years' experience in the finance industry.
  • James Phelan

    James Phelan

    Sales & Strategy Manager
    Hi, I'm James Phelan. Sales & Strategy Manager. Has over 5 years' experience in the finance industry.
  • Elly De Silva

    Elly De Silva

    Client Services Manager
    Hi, I'm Elly De Silva, Client Services Manager. Has over 5 years' experience in the finance industry
  • Lyn Marcelino

    Lyn Marcelino

    Client Services Associate
    Hi, I'm Lyn Marcelino, Client Services Associate. Has over 2 years' experience in the finance industry.

Frequently Asked Questions

How long does the approval process take?

2 – 24 Hours

How about the settlement process?

2 – 6 Hours

I am based in NSW. Can you assist?

Yes we deal Australia wide and we can arrange finance for you just in NSW just as fast as someone here in VIC.

I am time poor. Can you arrange everything?

Yes we can. Just give us a few minutes of your time to take an application and we will take care of the rest.

I paid cash for the car as I was in a hurry. Can we now finance it?

We sure can, as long as the purchase has been within the last 3-6 months.

How old can the car be?

Usually up to 7 yrs, but depending on some factors we can finance much older like a 1963 Rolls Royce we financed a few months go.

Can I buy privately rather than through the dealer?

Yes, you can.

I have only been in business for 12 months. Can you assist?

We can. We just need to obtain some financial data from your accountant.

What terms are on offer for loans?

1 – 5 yrs and up to 7 yrs for buses.

What is a balloon?

a balloon payment is an amount left at the end of the loan to payout or refinance. It keeps your monthly repayments lower during the life of the loan. They are good for preserving cash flow in your business.

What products do you offer?

Chattel Mortgage, Lease, Hire Purchase and Novated lease.

What benefits are there when financing.

Depending on the structure of your business, you can claim the GST back on the purchase of the asset. Tax benefits such as claiming the interest on the loan and depreciation of the asset. You also free up important cash